• Call us at (512) 773-6729

  • Make Educated Decisions!

    We help you choose the right mortgage strategies. Mortgage planning should not be a do-it-yourself endeavor. You need Our Certified Mortgage Planning Specialists (CMPS).

    Apply Now!

  • Join Our Winning Team!

    With our specialized staff, you will be up and running in no time and on a winning team. Customer service with a smile and the right loan for each client is our goal. Join Us Today!

    Learn More

  • Mortgage Planning is the process of carefully evaluating your mortgage options and choosing the right mortgage strategies.

  • Getting a home loan shouldn't be a burden. With the proper guidance and expectations it can be easier than expected.

  • How to know if you are ready to purchase a home.

  • Click here to begin the loan application. A loan officer will be in touch with you to see what you qualify for.

    • Why Is Mortgage Planning Important?

      Mortgage Planning with a CMPS-certified professional helps you answer the following questions:

      • Should I rent or buy a home?
      • How much of a down payment should I use when purchasing a home?
      • Where should the money come from?
      • What are the alternatives?
      • How much should I budget for my monthly housing expenses?
      • What if I budget less or more?
      • How will my mortgage decision impact my financial ability to help my children pay for college?
      • How will my mortgage decision impact my financial ability to help take care of my elderly parents?
      • How will my mortgage decision impact my financial ability to retire within the budget and timeframe that works for me?
      • How will my mortgage decision impact my monthly cash flow situation?
      • How will my mortgage decision impact my financial ability to save money for the future?
      • How will my mortgage decision impact my financial ability to manage and reduce my debt in a timeframe that works for me?
      • Should I purchase real estate for investment purposes?
      • What mortgage strategy should I use when buying a vacation home or investment property?
    • Get Pre-Qualified Today!

      The Loan Application only take 10 - 15 minutes to complete. You can either fill out the application online or by contact one of our Loan Officers to help you understand how much you can afford.

      Get Pre-Approved

    • Our Latest Blog Articles

    • Strategic Partners

      Imagine that you're playing a game where the rules constantly change, and everybody is always confused about them  (including the rule makers). [...]

      Read more ...

      1 of page 10

    • Financial & Housing Market

      A “mortgage forbearance” is when the lender allows the borrower to defer their mortgage payments to a future date. The payments are not forgiven.[...]

      Read more ...

      1 of page 21

    • College Funding

      According to the College Board, the average total costs (including room and board) for a four-year public in-state school is a whopping $21,447 per [...]

      Read more ...

      8 of page 8

    • A Warm, Professional and Expert Mortgage Experience

      Everything that we do has a purpose of being a positive impact with our clients, business partners, referral partners and anyone that we come across.

      The two branch partners, Danny Smith and Austen Smith, have nearly 50 years of experience within the Mortgage Banking Industry. We understand that the house that you are purchasing if most likely the largest single investment that you will be making and one of the most stressful decision. We have a proven streamlined process to not only make sure that our clients are making an educated decision but to make it as painless as possible for them from application to close.

    • [srzmort id=1]